​​CalSTRS, CalPERS & CalSAVERS

Helping educators and public employees prepare for their retirement.

California educators and other public employees have access to multiple state retirement solutions and Fourth Point Wealth helps take the confusion out of determining which is right. Based on multiple factors, we’ll create a decision tree to assess qualifications and your unique circumstances such as career path, financial health, retirement goals and family considerations.

The questions we receive each week about California state retirement benefits are summarized below. We’re ready to answer your questions to help you understand and put you at ease about your benefit options.

 

Who qualifies for CalSTRS, CalPERS and CalSAVERS?

What is Secure Choice?

Do I have to pay into the state retirement systems or plans?

What is the difference between CalPERS and CalSTRS?

Does CalPERS transfer to CalSTRS, and vice versa?

When can I retire in CalPERS, CalSTRS and CalSAVERS?

 

To have your California state retirement questions answered, call (949) 662-8090 or schedule a meeting today.