{"id":5709,"date":"2025-09-30T11:01:44","date_gmt":"2025-09-30T11:01:44","guid":{"rendered":"https:\/\/sandbox.planmember.com\/ibew-neca\/?page_id=5709"},"modified":"2025-11-18T18:11:39","modified_gmt":"2025-11-18T18:11:39","slug":"model-investment-portfolios","status":"publish","type":"page","link":"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/","title":{"rendered":"Model Investment Portfolios"},"content":{"rendered":"

Scarborough can help you create an investment mix that is appropriate for your risk tolerance, financial goals, investment experience and time horizon. Scarborough\u2019s five model portfolios range from Conservative to Aggressive Growth. These portfolios represent strategic allocations using the pension plan investment funds. A model portfolio is recommended based on your responses to the Personal Retirement Plan and Risk Tolerance Questionnaire. Before making investment changes to your account, we recommend discussing your questionnaire results with a Scarborough Representative.<\/p>\n

 <\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
 <\/td>\nInvestment Portfolio<\/strong><\/td>\nConservative<\/strong><\/td>\nConservative Growth<\/strong><\/td>\nModerate Growth<\/strong><\/td>\nGrowth<\/strong><\/td>\nAggressive Growth<\/strong><\/td>\n<\/tr>\n
 <\/td>\n\n

IBEW-NECA Stable Value Fund<\/strong><\/p>\n<\/td>\n

\n

40%<\/p>\n<\/td>\n

\n

30%<\/p>\n<\/td>\n

\n

20%<\/p>\n<\/td>\n

\n

10%<\/p>\n<\/td>\n

\n

0%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

Commerce Bond Fund<\/strong><\/p>\n<\/td>\n

\n

30%<\/p>\n<\/td>\n

\n

25%<\/p>\n<\/td>\n

\n

15%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n

\n

0%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

Loomis Sayles Bond Fund<\/strong><\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n

\n

0%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

Vanguard Institutional Index Fund<\/strong><\/p>\n<\/td>\n

\n

6%<\/p>\n<\/td>\n

\n

8%<\/p>\n<\/td>\n

\n

12%<\/p>\n<\/td>\n

\n

12%<\/p>\n<\/td>\n

\n

17%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

DFA US Large Cap Value Fund<\/strong><\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n

\n

8%<\/p>\n<\/td>\n

\n

12%<\/p>\n<\/td>\n

\n

18%<\/p>\n<\/td>\n

\n

22%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

T. Rowe Price Large Cap Growth l Fund<\/strong><\/strong><\/p>\n<\/td>\n

\n

3%<\/p>\n<\/td>\n

\n

6%<\/p>\n<\/td>\n

\n

10%<\/p>\n<\/td>\n

\n

16%<\/p>\n<\/td>\n

\n

20%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

T. Rowe Price US Mid Cap Growth Equity Fund<\/strong><\/p>\n<\/td>\n

\n

2%<\/p>\n<\/td>\n

\n

3%<\/p>\n<\/td>\n

\n

4%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

Vanguard Mid Cap Value Index Fund<\/strong><\/p>\n<\/td>\n

\n

2%<\/p>\n<\/td>\n

\n

3%<\/p>\n<\/td>\n

\n

4%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

Northern Small Cap Value Fund<\/strong><\/p>\n<\/td>\n

\n

2%<\/p>\n<\/td>\n

\n

2%<\/p>\n<\/td>\n

\n

3%<\/p>\n<\/td>\n

\n

4%<\/p>\n<\/td>\n

\n

6%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

Vanguard Explorer Fund<\/strong><\/p>\n<\/td>\n

\n

0%<\/p>\n<\/td>\n

\n

2%<\/p>\n<\/td>\n

\n

3%<\/p>\n<\/td>\n

\n

4%<\/p>\n<\/td>\n

\n

6%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

Vanguard Total International Stock Index Fund<\/strong><\/p>\n<\/td>\n

\n

3%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n

\n

8%<\/p>\n<\/td>\n

\n

12%<\/p>\n<\/td>\n

\n

14%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n\n

T. Rowe Price Real Estate Fund<\/strong><\/p>\n<\/td>\n

\n

2%<\/p>\n<\/td>\n

\n

3%<\/p>\n<\/td>\n

\n

4%<\/p>\n<\/td>\n

\n

4%<\/p>\n<\/td>\n

\n

5%<\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n <\/td>\n\n

100%<\/strong><\/p>\n<\/td>\n

\n

100%<\/strong><\/p>\n<\/td>\n

\n

100%<\/strong><\/p>\n<\/td>\n

\n

100%<\/strong><\/p>\n<\/td>\n

\n

100%<\/strong><\/p>\n<\/td>\n<\/tr>\n

 <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Scarborough can help you create an investment mix that is appropriate for your risk tolerance, financial goals, investment experience and time horizon. Scarborough\u2019s five model portfolios range from Conservative to<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"wf_page_folders":[],"acf":[],"yoast_head":"\r\nModel Investment Portfolios - IBEW-NECA<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Model Investment Portfolios - IBEW-NECA\" \/>\r\n<meta property=\"og:description\" content=\"Scarborough can help you create an investment mix that is appropriate for your risk tolerance, financial goals, investment experience and time horizon. Scarborough\u2019s five model portfolios range from Conservative to\" \/>\r\n<meta property=\"og:url\" content=\"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/\" \/>\r\n<meta property=\"og:site_name\" content=\"IBEW-NECA\" \/>\r\n<meta property=\"article:modified_time\" content=\"2025-11-18T18:11:39+00:00\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/\",\"url\":\"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/\",\"name\":\"Model Investment Portfolios - IBEW-NECA\",\"isPartOf\":{\"@id\":\"https:\/\/sandbox.planmember.com\/ibew-neca\/#website\"},\"datePublished\":\"2025-09-30T11:01:44+00:00\",\"dateModified\":\"2025-11-18T18:11:39+00:00\",\"breadcrumb\":{\"@id\":\"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/sandbox.planmember.com\/ibew-neca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Model Investment Portfolios\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/sandbox.planmember.com\/ibew-neca\/#website\",\"url\":\"https:\/\/sandbox.planmember.com\/ibew-neca\/\",\"name\":\"IBEW-NECA\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/sandbox.planmember.com\/ibew-neca\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Model Investment Portfolios - IBEW-NECA","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/","og_locale":"en_US","og_type":"article","og_title":"Model Investment Portfolios - IBEW-NECA","og_description":"Scarborough can help you create an investment mix that is appropriate for your risk tolerance, financial goals, investment experience and time horizon. Scarborough\u2019s five model portfolios range from Conservative to","og_url":"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/","og_site_name":"IBEW-NECA","article_modified_time":"2025-11-18T18:11:39+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/","url":"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/","name":"Model Investment Portfolios - IBEW-NECA","isPartOf":{"@id":"https:\/\/sandbox.planmember.com\/ibew-neca\/#website"},"datePublished":"2025-09-30T11:01:44+00:00","dateModified":"2025-11-18T18:11:39+00:00","breadcrumb":{"@id":"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/"]}]},{"@type":"BreadcrumbList","@id":"http:\/\/sandbox.planmember.com\/ibew-neca\/model-investment-portfolios\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/sandbox.planmember.com\/ibew-neca\/"},{"@type":"ListItem","position":2,"name":"Model Investment Portfolios"}]},{"@type":"WebSite","@id":"https:\/\/sandbox.planmember.com\/ibew-neca\/#website","url":"https:\/\/sandbox.planmember.com\/ibew-neca\/","name":"IBEW-NECA","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/sandbox.planmember.com\/ibew-neca\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"http:\/\/sandbox.planmember.com\/ibew-neca\/wp-json\/wp\/v2\/pages\/5709"}],"collection":[{"href":"http:\/\/sandbox.planmember.com\/ibew-neca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/sandbox.planmember.com\/ibew-neca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/sandbox.planmember.com\/ibew-neca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/sandbox.planmember.com\/ibew-neca\/wp-json\/wp\/v2\/comments?post=5709"}],"version-history":[{"count":8,"href":"http:\/\/sandbox.planmember.com\/ibew-neca\/wp-json\/wp\/v2\/pages\/5709\/revisions"}],"predecessor-version":[{"id":5825,"href":"http:\/\/sandbox.planmember.com\/ibew-neca\/wp-json\/wp\/v2\/pages\/5709\/revisions\/5825"}],"wp:attachment":[{"href":"http:\/\/sandbox.planmember.com\/ibew-neca\/wp-json\/wp\/v2\/media?parent=5709"}],"wp:term":[{"taxonomy":"wf_page_folders","embeddable":true,"href":"http:\/\/sandbox.planmember.com\/ibew-neca\/wp-json\/wp\/v2\/wf_page_folders?post=5709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}