Model Investment Portfolios
Scarborough can help you create an investment mix that is appropriate for your risk tolerance, financial goals, investment experience and time horizon. Scarborough’s five model portfolios range from Conservative to Aggressive Growth. These portfolios represent strategic allocations using the pension plan investment funds. A model portfolio is recommended based on your responses to the Personal Retirement Plan and Risk Tolerance Questionnaire. Before making investment changes to your account, we recommend discussing your questionnaire results with a Scarborough Representative.
| Investment Portfolio | Conservative | Conservative Growth | Moderate Growth | Growth | Aggressive Growth | |||||
|
IBEW-NECA Stable Value Fund |
40% |
30% |
20% |
10% |
0% |
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|
Commerce Bond Fund |
30% |
25% |
15% |
5% |
0% |
|||||
|
Loomis Sayles Bond Fund |
5% |
5% |
5% |
5% |
0% |
|||||
|
Vanguard Institutional Index Fund |
6% |
8% |
12% |
12% |
17% |
|||||
|
DFA US Large Cap Value Fund |
5% |
8% |
12% |
18% |
22% |
|||||
|
T. Rowe Price Large Cap Growth l Fund |
3% |
6% |
10% |
16% |
20% |
|||||
|
T. Rowe Price US Mid Cap Growth Equity Fund |
2% |
3% |
4% |
5% |
5% |
|||||
|
Vanguard Mid Cap Value Index Fund |
2% |
3% |
4% |
5% |
5% |
|||||
|
Northern Small Cap Value Fund |
2% |
2% |
3% |
4% |
6% |
|||||
|
Vanguard Explorer Fund |
0% |
2% |
3% |
4% |
6% |
|||||
|
Vanguard Total International Stock Index Fund |
3% |
5% |
8% |
12% |
14% |
|||||
|
T. Rowe Price Real Estate Fund |
2% |
3% |
4% |
4% |
5% |
|||||
|
100% |
100% |
100% |
100% |
100% |
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