{"id":1084,"date":"2024-03-04T23:33:15","date_gmt":"2024-03-04T23:33:15","guid":{"rendered":"https:\/\/sandbox.planmember.com\/dev-4thpointwealth\/investment-programs-2\/"},"modified":"2024-05-03T22:41:31","modified_gmt":"2024-05-03T22:41:31","slug":"investment-programs","status":"publish","type":"page","link":"http:\/\/sandbox.planmember.com\/dev-4thpointwealth\/investment-programs","title":{"rendered":"Investment programs"},"content":{"rendered":"

At Scarborough Alliance, we’re dedicated to your financial future. We help you grow your portfolio through low-cost, diversified investment programs and access to professional advice. We work alongside you, so you do not have to go it alone.<\/p>\n

Our programs range from low-risk, conservative investments to higher-risk, growth oriented investments. No matter your goals or where you stand today, we have an investment program that fits your unique needs. .<\/p>\n

IBEW Local Unions Savings & Security Plan<\/a><\/strong>
\nThis qualified retirement plan exclusively for IBEW members<\/strong> which can be used as a rollover vehicle for lump sum pensions and 401(k) plans from AT&T, Verizon, and their successor companies. The Plan may also be used as a 401(k) plan by participating IBEW Locals and represented employers. [Learn more]<\/a><\/p>\n

Local Unions Retirement Income Program<\/a><\/strong>
\nInvestment program for local union members and their families<\/strong>. Features professionally managed mutual fund portfolios utilizing mutual funds with no sales or withdrawal charges and low annual expenses1<\/sup>. For members seeking guaranteed lifetime income2<\/sup> or rates of return, the program includes income and fixed annuities. [Learn more]<\/a><\/p>\n

Scarborough Advantage – Local Unions Savings & Retirement Plan<\/a><\/strong>
\nInvestment program for IBEW members and their families<\/strong>. Group non-qualified variable annuity3<\/sup> offering a fixed income account as a well as a diversified list of investment options, with no sales or surrender charges. [Learn more]<\/a><\/p>\n

Investment Advisory Accounts<\/a><\/strong>
\nInvestment program for local union members and their families<\/strong>. Features professionally managed investment portfolios through our alliance with Charles Schwab. [Learn more]<\/a><\/p>\n

\n

<\/p>\n

    \n
  1. An annual asset-based fee will apply as well as the internal fees and expenses of the fund.<\/li>\n
  2. The guarantee of the annuity is backed by the financial strength of the underlying insurance company.<\/li>\n
  3. Investors should consider the investment objectives of the variable annuity carefully before investing. An investment in a variable annuity involves investment risk, including possible loss of principal. Variable annuities are designed for long-term investing. The contract, when redeemed, may be worth more or less than the total amount invested. Variable annuities are subject to insurance related charges including mortality and expense charges, administrative fees, and the expenses associated with the underlying funds. Withdrawals prior to age 59 \u00bd may result in a 10% IRS tax penalty, in addition to any ordinary income tax. The guarantee of the annuity is backed by the financial strength of the underlying insurance company. Investment sub-account value will fluctuate with changes market conditions.<\/li>\n<\/ol>\n

    <\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

    At Scarborough Alliance, we’re dedicated to your financial future. We help you grow your portfolio through low-cost, diversified investment programs and access to professional advice. We work alongside you, so<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"wf_page_folders":[62],"acf":[],"yoast_head":"\r\nInvestment programs - Fourth Point Wealth<\/title>\r\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Investment programs - Fourth Point Wealth\" \/>\r\n<meta property=\"og:description\" content=\"At Scarborough Alliance, we’re dedicated to your financial future. 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